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Capital Corp > Life Insurance

Life Insurance

Life is unpredictable, but your family’s financial future doesn’t have to be. At Capital Corp, we offer a range of life insurance solutions designed to provide financial security and peace of mind in the face of life’s uncertainties. Whether you’re planning for your family’s well-being, your child’s education, or your retirement, we help you choose the right protection plan that aligns with your goals and responsibilities.

Policy Options

We understand that different life stages require different levels of protection. That’s why we bring a curated portfolio of life insurance policies to suit diverse financial goals.

Popular policy types include:

  • Term Insurance Plans – High coverage at affordable premiums; ideal for financial protection.
  • Endowment Plans – Combines insurance with savings; helps in wealth creation over time.
  • ULIPs (Unit Linked Insurance Plans) – Investment + insurance; for those looking to grow wealth with market returns.
  • Whole Life Plans – Offers lifelong coverage, typically up to age 99 or 100.
  • Child Plans – Secures your child’s future education and other milestones.
  • Retirement/Pension Plans – Ensures a steady income post-retirement.

Our advisors help assess your risk profile, financial needs, and life goals before recommending the best plan.

Benefits

Life insurance isn’t just a protective shield—it’s also a smart financial tool. Here's what you gain:

  • Financial security for your family in your absence
  • Tax benefits under Section 80C and 10(10D) of the Income Tax Act
  • Peace of mind, knowing your loved ones will be taken care of
  • Long-term savings and wealth building through select plans
  • Loan options against your policy in some cases

We help you turn life insurance into a long-term asset, not just a yearly premium.

Claim Process

At Capital Corp, we know that insurance is only as good as the claim experience. We’ve made the claim process simple, transparent, and quick to ensure your loved ones are supported when it matters the most.

Claim process steps:

  1. Claim intimation – Notify us or the insurer immediately with basic details.
  2. Documentation – Submit claim form, death certificate, policy document, and ID proofs.
  3. Assessment – The insurer evaluates the claim and supporting documents.
  4. Settlement – On approval, the claim amount is transferred to the nominee’s account.

We provide end-to-end assistance to make this emotionally difficult time a little easier for your family.

  • Ideally, your life cover should be 10–15 times your annual income. Factors like liabilities, dependents, and future goals should also be considered.

  • Yes, you can hold multiple policies across different insurers depending on your financial needs.

  • Medical tests may be required depending on your age, sum assured, and policy type. Term plans typically involve health checks.

  • Most policies offer a grace period. If not paid within this time, the policy may lapse but can be revived under certain terms.

  • Yes, nominees can be changed by submitting a written request to the insurer during the policy term.